Yield Hunting in 2026: Why Your Savings Strategy Just Got Harder
By Evelyn Hartwell · 7 min read
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Sarah, a freelance graphic designer in Chicago, remembers the thrill of 2023.
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"It feels like the party's over," she told me.
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She isn't wrong.
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To understand where we are, you have to understand where we've been.
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This means the benchmark rates that dictate your savings yield have settled into a 'new normal.' We aren't going back to the zero-percent days of the 2010s, but the era of the effortless 5% yield i…
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In the US, the market is currently split into three camps.