Meridian Daily News

The 21-Month Escape Hatch: Is the Golden Era of 0% APR Ending?

By Evelyn Hartwell · 7 min read

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Sarah sat at her kitchen table in Des Moines, the blue light of her laptop screen reflecting off a stack of unopened envelopes.

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She clicked 'Apply' on a balance transfer offer she’d seen in her inbox.

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This is the reality for millions across the US, UK, and Canada.

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Most people look at a 0% offer and see free money.

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When you move a balance to a card like the Wells Fargo Reflect® Card or the Citi® Diamond Preferred® Card, you aren't erasing the debt.

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But there’s a toll.

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