Meridian Daily News

Algorithms or All-Nighters: The Real Cost of Automating Your Money

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It is 11:30 PM on a Tuesday.

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This is the moment where the 'robo advisor vs financial advisor' debate stops being a theoretical exercise in basis points and starts being a very real question of survival.

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Twenty years ago, if you wanted professional investment management, you had to walk into a mahogany-panelled office and hope you had enough assets to be worth the broker's time.

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Robo-advisors like Betterment and Wealthfront in the US, Wealthsimple in Canada, and Nutmeg in the UK changed the game.

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They are brilliant at the 'boring' stuff.

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If the machines are so efficient, why hasn't the human financial advisor gone the way of the travel agent? Because money is never just about math.

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